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Understanding the cost of gestational surrogacy​

At Family First, we provide transparent guidance on the cost of working with a gestational surrogate so intended parents understand what to expect.

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The outline below reflects typical costs associated with surrogacy. All fees are estimates and subject to change based on individual circumstances, surrogate preferences, and clinic requirements.

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Agency Fee

Agency Fee: Starting at $35,000

There is a $5,000 discount available for Intended Parents also utilizing our egg donor program.

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The agency fee covers coordination, matching support, and ongoing case management throughout the surrogacy journey.

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Payment Schedule:

• $3,000 due upon signing

• $15,500 due upon matching

• $15,500 due upon legal clearance

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Surrogate Compensation

Surrogate Base Compensation:
$60,000 – $100,000+

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Compensation varies based on:

• Experience (first-time vs. repeat surrogate)

• Location

• Insurance coverage

• Individual expectations

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Payments are typically distributed in monthly installments beginning after confirmation of pregnancy and continuing through delivery.

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Additional Surrogate-Related Costs

These costs are separate from base compensation and are standard in most surrogacy arrangements.

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Medical Screening

Surrogate medical evaluation (lab work, ultrasound, physical exam) is paid directly to the fertility clinic.

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Legal Fees

Starting at $6,000

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Includes:

• Intended parents’ attorney

• Surrogate’s independent legal counsel

• Contract drafting and parental rights establishment

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Escrow Management

$1,850 – $2,000

Funds are managed through a third-party escrow provider.

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Insurance

• Health insurance (if the surrogate does not already have surrogacy-friendly coverage)

• Surrogacy-specific maternity policies (if needed)

• Life insurance: $600 – $800+

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Surrogate Allowances & Fees

• Contract signing bonus: $2,500

• Medication start fee: $1,500

• Embryo transfer fee: $1,500 per transfer

• Monthly allowance: $200/month

• Maternity clothing: $800

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Travel Expenses

Estimated: $5,000 – $8,000+

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Includes:

• Flights

• Accommodations

• Ground transportation

• Companion travel

Per diem: ~$125/day for food ($75/day for surrogate and $50/day for companion)

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Lost Wages

Compensation is provided for:

• Surrogate’s missed work

• Companion travel time

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Amounts vary based on employment and time required.

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Additional Contingent Costs

• Cesarean section: $4,000

• Twin pregnancy: $10,000

• Invasive procedures: $500 each

• Bedrest support (childcare, housekeeping) as needed

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Breast Milk Pumping (Optional)

If agreed upon:

• $250/week

• Plus supplies and shipping costs

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Estimated Total Cost of Surrogacy

Most gestational surrogacy journeys in the U.S. range from:

$120,000 – $180,000+

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The total cost depends on:

• Surrogate compensation

• Insurance coverage

• Travel requirements

• Medical needs

• Legal structure

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We provide personalized estimates once a surrogate match is identified.

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Additional Support Included

Family First also provides:

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• Ongoing case management

• Communication with clinics and professionals

• Emotional support throughout the journey

• Complimentary childbirth preparation resources

• Optional guided meditation support

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Transparency & Guidance

Surrogacy is a significant financial and emotional investment. Our goal is to provide clear, thoughtful guidance so intended parents feel informed and supported throughout the process.

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Next Steps

If you would like a personalized estimate or have questions about surrogacy costs, we invite you to connect with us.

Learn More About Gestational Surrogacy